Having graduated from the University of Glasgow in 1983, Benny Higgins qualified as an actuary in 1986. He has held a wide range of senior roles in the financial services industry at Standard Life, RBS, HBOS and, most recently, Tesco Bank. He was also Group Strategy Director for Tesco plc. Benny is the Chairman of the National Galleries, an Independent Director of Glasgow Life, Trustee of Burrell Renaissance, Board Member of Buccleuch Group, Visiting Professor at Strathclyde University, Honorary Professor at Edinburgh Business School and Chairman of Kyckr. Awards include University Blue, University of Glasgow (1982); and England Prize, Faculty of Actuaries (1989 & 1992). Benny is married with six children and two stepchildren and his main interests include literature, poetry, music, art and football.